Another Legalibus user discharged their auto loan and just received their Vehicle Title successfully. See below.
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We hope to be able to share more about this success story in a Q&A in the future... the discharge was done this time using the legalibus private banking module 1 strategy... for the title we had to be a bit creative... we hope to share it as a case study in the near future.
We have more success stories in the works. Stay tuned!
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Earl A
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How do you get access to the legalibus private banking module 1 strategy?
It is discussed in the Private Banking Module 1 class.
Getting rid of the car payment is awesome and that would be enough for me for the immediate but i know there's more to get the title completely out of the states hands. What method did you use to get the lien discharged and how long did it take you?
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This is great! Never saw the language 'may be subject to the rights of a person under the original certificate." Actually can't say I ever saw anything written on a title like that.
Wonder what "UNDER" the original certificate means? Probably means something in the Black's Law Dictionary. How would one know who was ever on the 'original' certificate.
Happy for you.
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I agree with Dariqus..A copied ownership, even in its wording is putting the onus on you. The possessor of the property and the continued debtor. You are yet the title in hand / Certificate of manufacturer holder and they committed joinder with you, once again. Yes, possession IS 9/10ths of the law but 1/10 gives you asset registration which the monetize and leverage. Request the original bill of lading. They can't give it to you. They sold it and its committed. They got the money from your account and if they give it back to you, they have to give you the money too.
It means that as long as there is a registration with the state's DMV, the "person" with the rights is the State. Remember that "person" can be a corporation, trust, etc.. Until you acquire the original MCO (manufacturer's certificate of origin), and have the DMV destroy all registrations and titles on file, they own your vehicle. The loan discharge is the first step. Now you have to recover the vehicle from the State. Keep it going and congrats.
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I've heard that if you discharge the loan on a vehicle that you cannot get the MOC. Also that the MOC that is sent to the state is eventually destroyed to make space for new paperwork. I'm not 100% sure of this information but would like to hear if anyone else has any details on these issues that we may come up against. I heard this originally from the BJW video series. He tells of a motorcycle he bought and his experience with obtaining the MOC. I'm curious as I am about to follow one of these course's processes but am not sure which one has had the best success yet. I see lots of course compliments but not as many testimonials of success with the processes, so I am hoping that people are having success and peter off from the keyboard.
This is Amazing!!
Wonderful 😊
would love to hear the story
Using what?... coupon? 1099A? Letter of credit? Other negotiable instrument?...🤷♂️
They could've used FRNs and this statement would still apply!🤔
The state stills holds the MCO/MSO to the vehicle. Manufacturing Certificate of Origin. It’s the real title. They give you a certificate of title, letting you use their government vehicle. When you register something, you sign over your property. Only way to own anything in America is to have an allodial title. And you can’t have those in America.
Can they please share the process they used?
WOW!!!!! That is great
I have taken every approach, and believe I have found success using BJW's Special Indorsement on the contract, which I modified and sent in in writing (I've been awaiting the repo man since 2023).
I sent it in after sending all the 1099-A stuff, coupons, etc. since 2023, all those things being denied until the modified contract signed with my Special Indorsement. I sent the modified contract to them in late October 2024, and got a letter that Jan. 22, 2025, my $22,441.47 past due amount had been paid in full. Now I await the title, and I will start helping others!
I have recently learned that only 1-4% of IRS and Treasury employees have been going to the office over the last four years... and this movement likely filled their mailboxes and offices with 1099-A packets that haven't even been opened yet.
I can't wait for them to get back to work and watch the magic happen!!!
In reference to my post below, I have since received my vehicle's title! I'm trying to communicate with Santander to see what modality of payment was finally accepted, but they seem reluctant to tell me. They reported it as paid in full to the credit agencies, but noted that it was less than owed, which is false. If everything we've been learning is factual, they have been paid in full FIVE TIMES, just by me with coupons, money orders, 1099-A packets and a modified contract with the Special Indorsement. Someone asked who BJW is and I can't find that question to respond - Brandon Joe Williams of williamsandwilliamslawfirm dot com. I highly suggest watching all of his free courses, and I have also found invaluable info in the other items forum (I can't remember what it's called) here.